The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies throughout the country to provide free or low cost advice on many issues, including mortgage default and avoiding foreclosure. Contact them at 800.569.4287 or online. You can also get free, around the clock advice from housing experts at 888.995.HOPE^™ (4673).

Once per year, you can get a free copy of your credit report from each credit reporting agency - Experian, Equifax, and Transunion. Request your free credit report or find out more information here.

If you are struggling with your mortgage payments or facing foreclosure, you may feel overwhelmed and frustrated. Many homeowners simply don’t know what to do or where to go for assistance, and they feel too helpless to take action. Learn about your options by visiting the Know Your Options website.

We are committed to partnering with and supporting the government’s efforts to stabilize the housing market. If you're struggling to pay your mortgage, the Making Home Affordable Program^® may offer the help you need.

If you are a Seterus customer and have been impacted by a federally declared natural disaster, please contact us at 866.570.5277. In the meantime, click here for general information.